Why Personal Lines Deductibles Always Confuse Insureds - OnDemand
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Deductibles are commonly understood when agents sell and service a policy. However, applying deductibles to a loss may work a little differently than insureds (and sometimes agents!) expect. This course uses several examples to fortify an agent’s understanding of both general and unique applications of deductibles in common personal lines policies.
Nicole Broch, CIC, CISR
Territory Sales Manager
The Hanover Insurance Group
| Nicole Broch spent over a decade as an Independent Insurance Agent and Manager of a successful partnership between a community financial institution and a local independent agency in Springfield, Illinois. She attended The Hartford School of Insurance and achieved her National Underwriter awarded Personal Lines Coverage Specialist (PLCS) designation in 2005. She went on to receive the National Alliance CISR designation in 2007 and CIC designation in 2009. In addition to teaching National Alliance CISR modules, IIABA Errors & Omissions, Ethics, and customer service and professional development topics for IIAs, PIAs, and trade associations throughout the country, she is the Territory Sales Manager for The Hanover Group, supporting independent agents throughout Central and Southern Illinois. Originally from Florida, Nicole has a Bachelors degree in English from Florida State University and a Masters degree in Public Administration from the University of South Florida. Nicole has two children, Natalie and T.J., and enjoys playing golf, running, spending time with family, and volunteering in her community and in the insurance industry. |
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Module One
Select the "View On-Demand Recording" button to begin. | 60 minutes
Select the "View On-Demand Recording" button to begin. | 60 minutes
Module One Quiz
3 Questions | Unlimited attempts | 3/3 points to pass
3 Questions | Unlimited attempts | 3/3 points to pass
Module Two Quiz
2 Questions | Unlimited attempts | 2/2 points to pass
2 Questions | Unlimited attempts | 2/2 points to pass
Module Three Quiz
2 Questions | Unlimited attempts | 8/8 points to pass
2 Questions | Unlimited attempts | 8/8 points to pass
