Closing the Gaps: Homeowners Insurance and Catastrophic Risk (OIA)

This course equips insurance professionals with the knowledge and skills needed to conduct thorough homeowners insurance reviews. Participants will explore the growing frequency and financial impact of catastrophic events on homeowners, examine key policy coverages and common gaps that leave insureds vulnerable after major losses, and learn how to evaluate limits, exclusions, deductibles, and endorsements to ensure adequate protection. The course also provides practical guidance on assessing geographic risk exposures, communicating complex insurance concepts clearly to clients, and documenting recommendations effectively. By the end, professionals will be able to deliver comprehensive, proactive coverage reviews that help homeowners stay financially resilient in the face of evolving catastrophic risks.