Personal Umbrella & Home Based Businesses with RLI

Personal Umbrella & Home-Based Business Insurance: Know the Coverage. Show the Value.

This fast-paced session helps agents clearly explain Personal Umbrella coverage, why clients need it, and how it responds when major losses exceed primary limits—brought to life through real claim scenarios. We’ll break down key policy provisions, exclusions, coverage limits, and how to determine the right amount of protection.

You’ll also gain a strong understanding of Uninsured/Underinsured Motorist coverage, duties after a loss, and the agency benefits of selling umbrella policies.

The session concludes with an overview of Home-Based Business Insurance, including eligibility, common classes, available coverages, and COVID-19 considerations—giving you practical tools to protect today’s evolving risks and strengthen client relationships.