Policy Analysis: Reading, Interpreting & Understanding Insurance Contracts

Unlock the confidence and clarity you need to interpret any insurance policy with Coverage Essentials: Policy Analysis, a powerful on‑demand learning experience designed for today’s insurance professionals.

In just 150 minutes, this course breaks down the complex world of insurance contracts into practical, easy‑to‑apply concepts that elevate your everyday work. You’ll learn the legal foundations behind insurance policies, how contracts are constructed, and—most importantly—how to read them the right way. 

Through a guided, step‑by‑step framework, you’ll master essential skills including:

Understanding contract law basics and the unique legal characteristics of insurance agreements.
Applying the doctrine of reasonable expectations to real‑world scenarios.
Following the industry‑recognized “rules” for reading any insurance policy with accuracy and consistency.
Determining who truly qualifies as an insured.
Interpreting insuring agreements, exclusions, exceptions, conditions, and the key words and conjunctions that can change everything. 

Whether you're new to policy analysis or looking for a refresher, this course gives you the tools to reduce E&O exposure, improve client communication, and make confident coverage determinations.

Perfect for agents, account managers, underwriters, adjusters, and anyone who works with policy language, Coverage Essentials: Policy Analysis transforms complex contract interpretation into a clear, repeatable process you can rely on every day.

Take control of your policy‑reading skills—start learning on‑demand, at your own pace, and strengthen your professional expertise today.