This course introduces foundational insurance and employee benefits concepts, including risk management, insurer and agency structures, the roles of agents and brokers, the Affordable Care Act, compliance communications, and common ancillary benefits. Learners will review the terminology, responsibilities, and coverage options needed to better understand and explain employee benefits insurance.

This course provides an overview of employee benefits insurance, including common policy and contract provisions, major federal laws and regulations affecting benefit plans, required notices, and the responsibilities of employee benefits professionals. Learners will review how brokers, consultants, analysts, account executives, and account managers support clients throughout the employee benefits process.

This course provides an overview of employee benefit plan documents, medical plan structures, wellness programs, and disease management initiatives. Learners will review key ERISA-related documents, common medical plan types and cost-sharing concepts, the role of brokers and carriers in wellness planning, disease management and employee assistance programs, compliance considerations, and program implementation.

This course provides an introduction to vision insurance, including eligibility, the distinction between routine and medical vision care, plan structures, covered exams and materials, claims payment, exclusions, and special considerations. Learners will review how vision benefits work and the key concepts used to explain coverage to clients.

This course provides an introduction to dental insurance, including its role as an employee benefit, eligibility considerations, plan structures, cost-sharing provisions, claims payment, plan types, covered services, and common exclusions. Learners will review how dental coverage works, and the key terms used to explain dental benefits to clients.

This course provides an introduction to prescription drug plans, including factors affecting prescription costs, the development of managed care, plan administration, drug tiers, pharmacy benefit managers, prescription distribution, Medicare plans, eligibility, enrollment, and compliance. Learners will review the key concepts used to explain prescription drug benefits to clients.

This course provides an overview of tax-advantaged healthcare payment accounts, including Health Savings Accounts, Health Reimbursement Arrangements, and Flexible Spending Accounts. Learners will compare account ownership, contributions, distributions, carryover, eligibility, qualified medical expenses, integration requirements, plan documentation, and key compliance considerations.

This course provides an overview of group employee benefits, including employer and employee plan considerations, major lines of coverage, healthcare plan sources and structures, and group health plan funding arrangements. Learners will compare fully insured and self-funded plans and review stop-loss insurance, administrative services only arrangements, and other concepts used to design and explain group benefit programs.

This course provides an overview of Medicare and Medicaid, including program history, eligibility, coverage options, payer responsibilities, enrollment considerations, and coordination with other coverage. Learners will compare the programs and review how each may interact with private insurance and other coverage.

This course provides an introduction to disability insurance, including how coverage works, common policy terminology, qualification requirements, benefit payments, employer plan structures, premium arrangements, and state disability plans. Learners will review key concepts used to explain disability insurance benefits to clients.